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How Hobby Lobby Defends its 401k Plan While Being Pro-Life

Hobby Lobby recently won a case in the Supreme Court that exempts them from having to be force to cover contraceptives for female employees. Hobby Lobby advocates that interfering with an already fertilized egg is an act unacceptable to the family because it is tantamount to abortion. They refuse to participate in covering contraceptive for female employees under the Obama care, no matter what the Affordable Care Act may require.

Their case gained the interest of pro-life advocates, and the support of the religious organizations concerned with their fight to be excluded from the requirements to grant their employees contraceptives and pay for drugs which can and do lead to early pregnancy abortions.

Hobby Lobby attorneys built a suit case against the Obama Administration over Obama care’s requirement. They argued successfully before the U.S. Supreme Court and finally were able to win the case on the grounds that taking part in such an action violates the business owners’ religious convictions protected by the Constitutional First Amendment.

However, a controversial matter in Hobby Lobby’s case is the fact that apparently they have a 401(k) plan for their employees that is investing in companies which make the abortion drugs and contraception pills. Some critics went as far as declaring that the company’s owners are hypocrites. However, this is a kind of twisted logic and the argument is ridiculous for several reasons.

401(k) plans are not invested by employers and business owners but they are directed and invested by employees. It’s the Hobby Lobby employees who choose which the mutual funds to invest in and not their bosses. And the employees of the Hobby Lobby company do not necessary share the same values and religious convictions as the owners of the company.

The menu of investment choices in mutual funds are provided by the 401(k) plan administrator and not by the Hobby Lobby employers. Another fact is that a 401(k) plan does not invest in actual company stocks but in mutual funds that have small indirect ownership of thousands of stocks or in index funds with share in the entire stock market. In this situation is obvious that the employees do not have much of a choice whether or not to have their shares in abortion and contraceptive pills makers.And the owners of Hobby Lobby have nothing to do with this choice.

The ones who could be accused of hypocrisy in this matter would be Redden and Ungar, reporters who made harsh critics of the Hobby Lobby owner’s case. Their employer’s, Mercury Public Affairs’ 401(k) plan invests in stocks defense contractors and of oil and gas companies. This can’t be called a model of social conscious choice. Should we call them hypocrites then for holding shares in such a 401(k) plan? It’s obvious that the 401(K) investment issue is just a week and even absurd argument employed by the secular Left.

It can really get complicated when it comes to investing in stocks with your 401(k), unless you were interested in becoming a stock broker, so don’t get frustrated if even you’ve been able to avoid paying for abortion coverage but are still investing in companies that make abortion medication. Just do the best you can.

What are the Different Types of Abortion People Have?

Abortion refers to the early elimination of a pregnancy. There are two general categories of abortion: spontaneous abortion, which occurs on its own (miscarriage) and induced abortion (which is intentional). So, what are the different types of abortion people have? Read on to learn more:

Induced abortions can be classified into chemical and surgical operations.

A. Surgical Abortion

1. Manual Vacuum Aspiration

Here, metal rods (dilators) are used to stretch out the cervical muscle and abortion instruments are passed through to get to the uterus. Typical instruments have hand- held syringes attached to the tubing, which are then used to suction out the fetus. Manual vacuum aspiration is procured before the fetus is 7 weeks old.

2. Suction Curettage

Abortionists also use laminaria or dilators to open the cervix. These instruments slowly absorb water and dilate the cervix, after which tubing is inserting into the uterus to suction out the fetus. Suction curettage has to be done before the fetus is 14 weeks old.

3. Dilation and Curettage (D & C)

D & C is done within the first 12 weeks of conception. First, the abortionist dilates the cervix before placing a suction device within the uterine cavity to suction the placenta and fetus. A loop- shaped knife (known as a curette) is the inserted into the uterus and used to scrape out any remaining placenta and fetal parts.

4. Dilation and Evacuation (D&E)

D&E has to be done within 13 to 24 weeks after the last menstrual period. The fetus doubles in size around this time. The D&E procedure begins when the abortion specialist inserts a laminaria into the cervix. Then, the fetus is cut and torn out and the remains extracted using a vacuum machine.

5. Saline

Saline has to be performed 15 weeks after conception. A long needle will be inserted through the abdomen into the amniotic sac. The amniotic fluid is then ejected and replaced by a strong salt (saline) solution. When the fetus absorbs this solution, it will suffocate. The woman then delivers the fetus.

6. Prostaglandin

This procedure is similar to the saline abortion. However, a hormone that induces labor (called prostaglandin) replaces the saline. The hormone will activate contractions and premature birth, during or after which the fetus dies.

7. Hysterotomy

If the pregnancy is 18 weeks old already, then a hysterotomy may be preferred. It is similar to a cesarean section, except that the baby receives no medical attention to help it survive after delivery. A wet towel may be placed over its face to prevent breathing.

8. Dilation and Extraction (D&X)

D&X is performed 20 weeks after conception and takes 3 days. First, the cervix is dilated for 2 days. On the 3rd day, labor is induced using medication. The baby is delivered up to the head. Then, the brains will be suctioned out to collapse the skull before the rest of the body is delivered.

B. Chemical Abortion Options

Chemical abortion options include:

1. Abortion Pills (Mifepristone or RU-486)

This drug ejects the fetus from the uterine wall. Some days later, the woman takes prostaglandin drugs to induce labor and expel the dead fetus.

2. Misoprostol and Methotrexate

Methotrexate kills the placenta cells, thereby preventing the fetus from receiving nourishment. Then, misoprostol evacuates the fetus out of the uterus.

3. Morning After Pills

These pills have to be used within the 72 hours after a woman has sexual intercourse. Morning After pills effectively stop the embryo from implanting itself on the uterine walls. They are also effective at hindering sperm motility and preventing ovulation.

Good News for Pro-Life Supporters: The Abortion Rate is Declining

Abortion is becoming rarer in the US, that is according to Center for Disease Control & Prevention recently released survey regarding abortion in United States. Center for Disease Control (also abbreviated as CDC) tallied about 730,322 abortions in the year 2011, which is the smallest-number in almost 40 years. Center for Disease Control’s numbers are perhaps an under count since some other surveys generally suggest that this number for the year 2011 is slightly more than 1 million.

However, if the actual precise number of abortions is generally uncertain, the trend is definitely not. Incidences of abortion in United States sharply rose in the the years 1970s and the 1980s, which reached peak in the year 1990, the incidences have since tumbled by about half in the past 2 decades. Some conjecture which improved access to & use of birth-control might be the reason as to why the incidences have reduced, but there is still scant evidence to prove this. At almost any given moment or time nearly 40 % of women aren’t using any birth control method whatsoever.

Good news for pro-life supporters, the abortion rate is declining. The abortion rate is basically declining since more and more-of the unintended pregnancies are getting carried to term. Then again, some conjecture which women are deciding-to carry the unintended pregnancies since they’re denied access to abortion. There is not much evidence for that proposition either.

Whilst access to abortion may have been curtailed by the conservative state legislatures following the year 2010 election, much of the decline in-abortion incidences occurred a lot earlier. Even post 2010, abortion remained readily available in most major United States population centers. Though there are some abortion clinics in 11 % of United States counties, the counties are home-to 62 % of American women, & many of those remaining women basically live in the counties adjoining the ones in which the clinics are found. There’s no single state in the united States (not South Carolina, not Mississippi, nor Wyoming) that does not have an abortion clinic.

Pro-life supporters do agree that they have made some head way in the statehouse in the more recent years, partly due to the 1992 United States Supreme Court ruling which allowed a broader regulation -of abortion. Since the year 1990, some things seem-to have changed. The pro life movement actually does seem to have changed the American’s mind in regards to the morality of abortion: Only about a fifth of all Americans in the United States wish or desire to see abortion-outlawed (the other proportion has remained steady-since the mid 1970s). However, the proportion which thinks that abortion is morally wrong has edged-up over the past 15-years. Currently, only about 38 % of Americans describe abortion as “morally-acceptable.”

How Operation Rescue can Help Those Considering Abortion

Although each person has a different view regarding abortion, at Operation Rescue, everyone’s life, may it be in the mother’s womb or living on earth, is highly valued. This is ensured through the organizations advocacy for pro-life. In a nutshell, this Christian activist organization aims towards putting an end to abortion as it is empathized in the Bible. As such, there are quite a number of ways through which the organization can make this possible. Examples of these include:

Opening and Recommending Pregnancy Help Centers:

To ensure that all pregnant women considering abortion are reached, Operation Rescue can open centers where women thinking of procuring abortion can get the necessary help. Through counseling, encouragement, help and support, these women’s decisions’ to abort can be averted. Also, women who may have already procured abortion can also get counseling to enable them heal, forgive themselves and move on. Thus, chances of them procuring another abortion are reduced.

Buying and Closing Down Abortion Clinics:

Basically, the reason why so many women opt for abortion is because there are plenty of clinics offering the service. Hence, by buying and closing these clinics, the rate of abortion is bound to go down. In fact, just a while back, Operation Rescue bought and closed down an abortion clinic in Wichita, Kansas.

Embracing the use of the Social Networks:

With the social media community being the most authoritative avenue to reach young women, using these sites to communicate the value of life could extensively impact on their behaviors. And although women take a more active role, men too play a big role; a passive role. Thus, the use of the social media could help enlighten both sexes on the importance, as well as the disadvantages of abortion.

Helpline:

Since not everyone has access to pregnancy help centers or friends and family to confide in, a helpline could certainly come in handy. This could be highly advantageous as anyone in need of help, regardless of where they are, can get advice and all the necessary information that can help them make the right decisions and feel more at peace.

Other alternative ways through which Operation Rescue can help those considering abortion include printing and distributing self-help materials, creating web-based discussion forums and live chats as well as finding ambassadors to help spread the word. By so doing, pregnant women will not only get short term help but also long term inspiration.

Is the Affordable Care Act Requiring you to Pay for Abortion Coverage?

The ACA, the Affordable Care Act established a number of health insurance marketplaces, which have spread across the entire country. Various laws of the state, along with the ACA have debated on whether abortion should be included in the health insurance coverage, and how it should be done. There are states in America, which accept the abortion coverage, here, the issuers of the plan resolve whether they should include the abortion coverage, and to what extend should they.

The Law On The Abortion Coverage

The Affordable Act Care offers the development of online marketplaces in different states that lets sole and small businesses to shop for the private insurance. The marketplaces now operate in each state in America. This also includes the District of Columbia. It is allowed by the law, for states to repeal or enact laws that restrict the abortion coverage within the plans of the marketplaces. There are some states that have banned the abortion coverage of the marketplaces. It only allows it in extreme cases like incest, rape, or if the life of the particular woman is endangered. But there are specific states, like Tennessee and Louisiana have prohibited the coverage of abortion in every circumstance.

The Abortion Coverage Plans

It is required that a person who needs to buy the abortion coverage plan to reside within the state that they need to take the plan from. Technically, you must be living within a particular state if you need to buy an abortion coverage from there. It is also required that the consumers who need the abortion plans, and those who object it, must have the necessary tools to find out if the abortion coverage is applicable, and to what range.

Generally, 8 states, out of the 24 that restrict the abortion coverage plan, allow the additional coverage of abortion. This is made possible when you buy a different plan rider, and you will also need to pay extra premium for the plan. It is not clear as to the extent that the issuers will provide the riders and how much consumers would pay for the plan.

The range and amount might be uneven, but all in all, it will need consumers to pay for the coverage. This is because the plan helps to cover for specific situations where abortion applies. All in all, the ACA might be cheaper, but it will still need people to pay for the abortion coverage. This is regardless of the condition or situation of the victim.

If you’re looking for coverage that doesn’t force you to pay for abortion related procedures, here are four ministries you should look into:

http://www.chministries.org/

https://www.libertyhealthshare.org/

https://mychristiancare.org/Medi-Share/

http://samaritanministries.org/